You pay a high amount of tax every year and wonder whether it really has to be that way. Your tax advisor prepares your tax return reliably — but proactive suggestions for reducing your tax burden are missing.
Peak Finances I Ihre Finanz- und Versicherungs Experten in Berlin
Cut taxes, grow wealth –
Your plan starts here
As an insurance broker with tax optimization, I help you turn insurance decisions into a smart, measurable financial plan. You get clear next steps for lower taxes and steady wealth building – without pressure.
Steuern runter, Vermögen rauf –
Dein Plan beginnt hier
Kein Verkaufsdruck, keine Floskeln – nur klare Strategien für weniger Steuerlast und nachhaltigen Vermögensaufbau.
Steuern runter, Vermögen rauf –
Dein Plan beginnt hier
Kein Verkaufsdruck, keine Floskeln – nur klare Strategien für weniger Steuerlast und nachhaltigen Vermögensaufbau.
Taxes down, wealth up –
your plan starts here
No sales pressure, no empty phrases – just clear strategies to reduce your tax burden and build lasting wealth. As an insurance broker with tax optimization, We help you turn smart planning into measurable results.
You will get a clear next step and a plan that fits your situation, so you can make confident decisions instead of guessing. If you want to see what that can look like for you, click below.
More net income - with the perfect strategy
Stop paying more tax than you need to – without losing track of your insurance
As an expat in Germany, good income often means you pay more tax than necessary, while existing insurance contracts quietly run in the background. I am an insurance broker with tax optimisation, and I help you structure your coverage and investments so they fit German rules and your international life.
This doesn’t have to stay complicated. As an insurance broker with tax optimization, I help you structure insurance, investments, and tax decisions so more of your money stays with you. You gain clarity, build assets step by step, and know your plan fits your life as an expat in Germany.
Find out what’s possible for you
In a free initial call, I review your current situation and show you clear, practical options to reduce taxes and build long-term wealth. Almost all appointments take place online, so you can book a time that fits your schedule and location.
Do you know those situations?
To high taxes?
No time to optimize your tax situation?
Your calendar is full, and so is your mind. There is hardly any time left for financial matters, even though you know you should take care of them. Important decisions keep getting postponed.
Confused by all the options?
You hear about investment properties, solar investments, or precious metals. But it is not always clear which option fits your situation — or which offers are truly trustworthy. With so many choices, making a decision becomes even harder.
Not seeing any growth?
You earn well and save regularly. Still, your wealth is growing more slowly than expected. What is missing is a clear plan that connects your income, taxes, and investments in a smart way.
Your path to a clear solution
Your financial strategy in four steps
Step 1: Personal Initial Consultation
In an online appointment, we get to know each other and take a clear look at your current situation. As an insurance broker with tax optimization, We ask about your goals, your income, and your tax burden – confidentially and without obligation.
Step 2: Analysis and Potential
We review your existing contracts and pinpoint exactly where there is room for improvement. You will see how much tax you may be able to save and which investment options could fit your goals and situation.
Step 3: Your Individual Strategy
Based on the analysis, we develop an individual strategy for tax optimization and wealth building together with you. As an insurance broker with tax optimization, we combine suitable protection with a tax-efficient structure that fits your goals and your budget.
Depending on your situation, this can be implemented through investment properties, solar investments, or precious metals. I show you concrete options and explain transparently how opportunities, risks, and tax effects interact so you can make a well-informed decision.
Step 4: Implementation and Ongoing Support
We implement the strategy together and we'll support you long term. You keep the overview while your assets grow – without having to become a financial expert yourself, and with me as your insurance broker with tax optimisation at your side.
Find out what's possible for you
In our free initial consultation, we review your current situation and show you clear, practical options for reducing taxes and building long-term wealth. Around 98 % of our appointments take place online, so you can plan flexibly and take the call from wherever you are.
About Me
As an insurance broker with tax optimisation in Berlin, I advise expats and executives with ambitious financial goals on the questions that often get overlooked in everyday life:
How can you reduce your tax burden?
How do you build wealth systematically?
And how do you protect yourself and your family for the long term?
I was an expat worldwide for 12 years and I am married to an expat, so I understand what cross-border life really looks like in practice. Many people underestimate how quickly higher tax rates apply as income grows, and how much potential gets left on the table.
My approach is holistic: instead of focusing on individual products, I develop a clear overall strategy – from smart tax planning and retirement solutions to real estate, tangible assets or sustainable investments. Through strategic tax optimisation alone, many of my clients receive refunds of EUR 1,000 or more per year – capital that flows directly into building wealth.
Long-term thinking shapes my work. Triathlon plays a major role in my life: discipline, structure and persistence decide the outcome.
With more than 300 clients, I stand for clear advice without jargon – in 99% online consultation.
Let’s find out together what is possible for you.
Your quality promise:
- As an insurance broker with tax optimization, we create tax-optimized solutions for top performers in companies and self-employed professionals, so you can reduce your tax burden in a compliant and structured way.
- We start with a clear review of your income and asset situation, and turn the findings into concrete levers you can actually implement.
- We check suitable strategies and products consistently for impact, costs, and feasibility, so you can make a decision you fully understand.
- After implementation, we stay by your side and adjust when needed if rules change or your situation evolves.
Find out what’s possible for you
In a free initial consultation, we analyze your situation and show you practical ways to reduce taxes and build long-term wealth. Around 98% of my appointments take place online, so you can schedule flexibly from wherever you are.
A quick overview of our services
Investment properties
Long-term value growth. With the right investment property, you can put your money to work profitably and benefit from tax advantages.
Taxoptimized ETF's
What are tax-optimized ETFs, and which levers can you use?
We support you with expert know-how and a sustainable strategy to help you invest in a more tax-efficient way.
Insurances
How can your insurance policies be optimized so you pay less, get better coverage, and benefit from potential tax advantages?
Frequently Asked Questions (FAQs)
How does the consultation work and what does it cost?
We start with a short get-to-know-you call of about 15 to 20 minutes. During that time, we clarify where you are right now and which topics matter most to you whether it's tax optimisation, investment properties, or insurance coverage.
If it feels like a good fit for both sides, we move on to an in-depth analysis of your situation. We review your existing contracts, identify optimisation potential, and develop clear recommendations that fit your day-to-day life.
In most cases, the consultation is free of charge for you because, as an insurance broker with tax optimisation, we're compensated by product providers. If you have specific requests, we also offer fee-based advice we will discuss this transparently upfront so you have full planning certainty.
How is your service different from my tax advisor?
Your tax advisor does an important job: they prepare your tax return, keep an eye on deadlines, and make sure everything is filed correctly with the tax office. What many tax advisors typically don't do, however, is proactively look for ways to reduce your tax burden through long-term financial structuring.
That's where we come in. Under Peak Finances tax-optimised financial solutions for high earners I show you investment strategies that can legally and sustainably reduce your tax burden.
We don't replace your tax advisor, we complement them. While your tax advisor usually optimises in retrospect, we plan ahead with you, so you can use legal structuring options many people don't even know exist.
I have little time how much effort is involved?
We know your calendar is packed. That s why my process is designed to fit into your life not the other way around.
Your time commitment stays manageable: one to two video calls of 45 to 60 minutes for the initial analysis and recommendations. After that, you typically only need brief time for questions or implementation, while we handle coordination and documentation.
Many of our clients are executives or managing directors who come to me for exactly that reason because they want someone, who takes work off their plate. You receive clear action steps instead of endless option lists, so you can make decisions quickly.
Even after the initial consultation, we keep your back free. Annual check-ups, contract management, and adjustments after life changes are part of the service so your time investment stays minimal.
Does the consultation work if I don t live in Berlin?
Yes, absolutely. Even though we are based in Berlin as an insurance broker, I work about 98 percent online and support clients all across Germany.
Great financial advice doesn't require in-person meetings. What matters is a structured conversation, a clean analysis, and clear recommendations and that works just as well via video call as it does at a table.
The benefit for you: you save travel time and can schedule appointments more flexibly for example during lunch break or early evening. We also offer consultations in English for expats in Germany, especially on topics like health insurance for expats in Berlin or anywhere in Germany.
Which topics do you cover and where are the limits?
Our focus is on three areas: tax optimisation through smart investments, wealth building, and protecting your earning capacity and assets. I combine strategy and implementation so you end up with a clear roadmap.
In practical terms, we advise on investment properties in Berlin and across Germany, investments in solar parks, physical precious metals, and retirement planning in the first and third pillars. This also includes private health insurance in Berlin or elsewhere including tariff comparisons and the optimisation of existing contracts.
What we don't do: tax consulting in the legal sense or bookkeeping. That's what your tax advisor is for, and our focus is not on pure trading, pure stock-only portfolios, or crypto investments.
Our approach is holistic. We review your entire financial situation before making recommendations so the solution truly fits your life.
Is a consultation worth it at my income level?
In many cases, it becomes interesting from a gross annual income of roughly 60,000 to 70,000 euros. The higher your income, the bigger the lever is often and the more taxes can potentially be redirected into wealth building.
Many clients pay 35, 40, or even more percent of their income in taxes, before we work together. That is legal, but often unnecessary at that level if you use suitable investments to reduce the tax burden while building assets at the same time.
In the initial call, we look at your specific potential together. If you are already well set up, we'll tell you honestly, and if there are levers to adjust, we'll show you the next sensible steps.
We’re here to support you personally.
Our Office
Adlergestell 550,
12527 Berlin
Opening hours
Monday - Friday
09:00 - 20:00